SDcamps•演辩营全国英语演讲与辩论赛
And this was a matter first of dogma. 首先，这完全是意识形态在作祟。 They're just horrifically opposed to anything regulatory. 他们反对任何形式的监管措施令人震惊和深恶痛绝。 But it is also the international competition in laxity, the race to the bottom between the United States and the United Kingdom, the city of London, in particular,and the city of London won that race...
And therefore, we have zero prosecutions, and of course, zero convictions,of any of the elite bank frauds,the Wall Street types,that drove this crisis. 因而，造成这场危机的华尔街顶尖银行诈骗犯们没有一个被起诉没有一个被定罪。 With no expertise coming from the regulators,the FBI formed what it calls a partnership with the Mortgage Bankers Association in 2007. 监管机构不愿伸出...
It was something we'd seen before,and it was completely unambiguous. 这是我们之前见到过，并且确切不疑。 This was an epidemic of accounting control fraud led by the banks. 这就是银行主导的大面积会计管理欺诈行为。 What about liar's loans? 欺骗性贷款又是神马呢？ Well, that warning actually comes earlier. 实际上，它的预警信号来得更早。 The savings and loan debacle is bas...
We need to shrink them to the point,within the next five years,that they no longer pose a systemic risk. 在接下来的五年里，我们要给它们大幅瘦身，让它们不再具有系统性风险。 Right now, they are ticking time bombs that will cause a global crisis as soon as the next one fails not if, when. 现在，它们就是定时炸弹，其中一个破产倒闭，就会引发全球性危机。而且问题还不是会不会倒，而是...
So today's top chef class is in how to rob a bank, and it's clear that the general public needs guidance, because the average bank robbery nets. 今天的“顶级大厨”寓教于食，揭秘怎么抢银行，显然，大众对这个外行。 因为一般的劫匪抢一次银行. Only 7,500 dollars. 平均只能抢到区区7500刀， Rank amateurs who know nothing about how to cook the books. 这是完全不懂做假帐的业余会计...
By 2006, 40 percent of all the loans made that year, all the home loans made that year,were liar's loans,40 percent. 截至2006年，当年发放的所有贷款，当年的所有房屋贷款中四成是欺骗性贷款。高达四成啊，亲。 And this is despite a warning from the industry's own antifraud experts that said that these loans were an open invitation to fraudsters, and that they had a fraud i...
During the savings and loan debacle in 1984,we looked at every single failure,and we looked for common characteristics, 1984年储贷危机期间，我们仔细研究了每一个破产案例。寻找其中的共同点。 And we discovered this recipe was common to each of these frauds. 我们发现这一套路在每个欺诈案例中都存在。 In other words, a coroner could find these things because this is a fatal recipe ...