So what we’ve said is let’s make sure that consumers know exactly the kinds of mortgages they're getting. Let’s make sure that they can’t be steered（控制，驾驶） into these balloon-t

We all know what's good about it, so I'm going to talk about what's bad about it. 我们都知道它的好处。那么就让我来说说它的不好之处吧。 All of this choice has two effects, two negative effects on people. 所有这些选择对人们有两个影响，而且是两个负面的

So that's what led me to Alzheimer's. I started reading about Alzheimer's and tried to familiarize myself with the research, 这件事激发了我对阿尔茨海默氏症的兴趣。我开始阅读相关的资料，并使自己的熟悉相关的研究。 and at the same time when I was

There are these other identities which you have to learn from a peer group. 还有一些身份认同是你从同龄人群中获得的。 And I call them horizontal identities, 我称它们为水平身份认同， because the peer group is the horizontal experience

In 1998, the people of Indonesia took to the streets and overthrew their longtime dictator, Suharto. 1998年，印度尼西亚人民走上街头，推翻了长期的独裁者苏哈托 It was an amazing moment, but it was also a scary one. 那是一个令人激动的时刻，但